Frank Howarth got involved in an auction at his kids school again this year and made an incredible neighborhood art project. He started by cutting up a bunch of scraps and having he kids put them together to form pictures of their houses. Then he combined all the houses into a single neighborhood on a piece of wood.
As I was out in the garage with Elijah a couple weekends ago, I thought he might like giving something like that a try. I cut up various pieces from some nice scraps and asked him to make a house. That proved to be a little challenging so we switched to robots. He was immediately on top of that and made two of them almost completely by himself. At that point we ran out of the scraps that I had cut and he ran out of patience so we called it quits.
Later, I took a picture of what he had made and then transferred it onto a square piece of cherry plywood. I made a simple frame out of some walnut scraps and voila! I’m excited to get this finished and hung on his wall. I’m waiting for the weather to warm up a bit so that I can put some finish on it.











Credit Freeze
I recently took it a step further and put a full credit freeze on our account. Nobody can see our credit report while it is frozen which is an even bigger red flag for creditors to see before they extend a new line of credit. There are plenty of downsides to it though. If we ever need have our credit reports checked (buying a car, signing up for a new cell phone, etc), we have to go through some extra steps to unfreeze the report. And oh yeah there are three credit agencies and oh yeah, two of them charge $10 to toggle the freeze flag.
Before you do anything like this, you should understand all the ramifications by reading the FTC page. Herb Weisbaum, the Consumer Man, has a good article that also talks about some of the other services that the credit agencies are offering that are more convenient (and cheaper) than the full freeze. But read the fine print and understand that you’re probably saving money because they are selling a bunch of your data. That was a deal breaker for me.
If you decide to go through with the full freeze, grab your credit card (remember it will cost you about $21 to do this) and head to these three sites:
Experian: https://www.experian.com/freeze/center.html
TransUnion: https://freeze.transunion.com/
Equifax: https://www.freeze.equifax.com
Each one will give you a pin which you need to keep in a safe place so you can unlock your credit report at some point down the road.
It’s a lot of work, but it’s nice to know that I’m much less likely to have surprise credit cards opened up in my name.