I’ve been happily using Mint.com to track my finances for the last three and a half years. One feature they offer is the ability to download all of your transactions. I did that, popped it into Excel, and found some interesting stats. Note that these are for 2012-2014.
- Our two most popular merchants are Amazon (544 transactions) and Safeway (521.) Home Depot (238) is next on the list. This means that we are spending money at Amazon or Safeway an average of once every two days. By the way, our favorite butcher is #14 on the list!
- Since one of our grocery stores is #2 on the most popular merchant list, it’s no surprise that the biggest spending category (by count) is groceries with 818. Restaurants (332), home improvement (300) and gas (280) round out the top four.
- What are our most visited restaurants?
Chipotle (31), Dairy Queen (25), Whidbey Coffee (17), Five Guys (14), Red Robin (14), Papa Murphy’s (13), Brown Bag Cafe (11), Fiesta Mexicana (10), Factory Donuts (7), Mod Pizza (7), Qdoba (7), Sushi Zone (7), Cafe Veloce (6), Jimmy John’s (6)
This list is a little bit skewed because sometimes another party will pay and then we’ll give them cash, but it’s a good rough idea of where we like to eat. - One third of the money we spent ran through a credit card. We average around 1.5% cash back so that adds up pretty quickly. I recommend the American Express Blue Cash card and the Amazon Visa for places that don’t take American Express. (This only works if you don’t carry a balance on your credit cards.)
If you don’t have an idea what your spending would look like in a similar study, I encourage you to at least sign up for Mint and let it start tracking your spending. Knowing where your money is going is the first step towards making important decisions that could dramatically affect your life.
P.S. It might sound a bit crazy that we go to the grocery store every two days. It turns out that going there is a great activity with Elijah. He enjoys it and we can either walk or drive because it’s less than a mile down the street. It also gets us out of the house so Tyla can have some quiet time to herself.
Whenever Tyla suggests that we eat a really healthy meal, one of my first thoughts is a Garlic Chicken recipe from our favorite low carb recipe site (
This is a geeky post but I feel the need to give back to the community and help others who might stumble on a similar issue. Regular readers can feel free to skip this. Tomorrow’s post will return to more normal topics.




In poker, there is a term called “sucking out on the river.” It means that a player who has almost no chance gets super lucky on the very last card played and comes back to win. Usually that player jumps up in surprise, screams in victory, and then sheepishly turns to the opponent and says “… sorry.” You know you got away with something you didn’t deserve.




Red Hook Tour Updates
They have a new seasonal beer there called False Start. It’s only available at the brewery but you can get a growler filled. It was created to be a good football-watching beer. It apparently took a long time for the lawyers to work out the name with the Seahawks (hence one of the meanings for “False Start”) so now it’s a just a generic “yay my favorite sports team” beer that just happens to be blue and green and have a name that brings up thoughts of Century Link Field. Try a glass or two when you’re there before it’s off the tap list.