I’m sure there were some other good games this week, but I thoroughly enjoyed the Seahawks game on Monday night. They made a big statement about their chances of making it to the big game this year. There’s a lot of work to do, but it would feel great to have home field advantage. The 12th Man regained their title as the loudest NFL crowd. Kansas City briefly took that title from them earlier this season. They can keep yelling a bit longer since the Saints plane broke down last night forcing them to spend an extra night in Seattle.
I had my own personal dilemma as I decided to bench Drew Brees and start Cam Newton instead. That ended up being a good move but I felt like I was turning my back on my Purdue roots and embracing Seattle instead. Maybe I have, at least when they’re facing each other.
What’s your prediction for the Super Bowl? Seahawks vs Broncos?
Our league remained relatively similar as far as the playoff picture goes. Andy is still on top with Dad and I chasing him. Logan dropped a game but remains in fourth place. With only one game remaining until our playoffs start, Andy, Dad and I have clinched playoff spots. The fourth spot is almost certain to go to Logan. Even if he loses and Luke or Tim win, he’ll still have enough points to win a tiebreaker. So this last week will be about setting the playoff seeding. My money would be on Andy to win it this year. He cranks out a lot of points. We’ll need to watch out for Dad though. Josh Gordon has been on FIRE lately, scoring over 100 points in the last three weeks.
Now on to the weekly awards:
- Highest Team Score: Andy had 156.03 (Record, Week 4: Tim had 195.50)
- Lowest Team Score: Jim had 83.11 (Record, Week 6: Jim had had 72.17)
- Biggest Blowout: Tim beat Jim by 42.24 (Record, Week 3: Dad beat Andy by 63.83)
- Closest Win: Andy beat Logan by 24.4 (Record, Week 1: Logan beat Tim by 0.89)
- Highest Scoring Player: Eric Decker had 45.40 for Andy. (Record, Week1: Peyton Manning had 60.28 for Andy.)
- Mr. Consistency: Luke is on a 4 game winning streak and Jim has lost 4 in a row.
- Crystal Ball: Dad started a perfect roster.
Stats mostly via TMQ:
- Andy has the best record in the league and has only made 4 roster moves, the fewest in the league.
- Jim has made the 6 roster moves, the second fewest in the league, and he’s in last place.
- With their win on Monday night, Seattle is the first team in the NFL to clinch a playoff spot.
- Every team in the NFC West has a positive points differential against opponents.
- The Saints and Drew Brees ended their NFL record streak of 43 consecutive games with at least 200 passing yards.
- The Giants and Jets, the New Jersey teams, are first and second for giveaways, combining to turn the ball over 58 times.
- Nick Foles has 19 touchdown passes and no interceptions.
- Kansas City became the first NFL team ever to open 9-0 then go 0-3.
- In opening 9-0, Kansas City’s defense allowed 11 touchdowns while scoring six. In going 0-3, the Chiefs’ defense allowed 13 touchdowns while not scoring.
- Outgaining the Packers by 435 yards, the Lions won at home on Thanksgiving for the first time in a decade.
- Carolina, which has allowed just two touchdowns in the first half, is on a 13-3 run.
- The Seahawks are 14-0 at home when Russell Wilson starts.
A correction to last week’s stats: Logan had the high score with 151.53. I’ve updated that post.
So you’re getting rid of some old hard drives, but you’re nervous about just throwing them in the trash. If the idea of creating a USB boot key doesn’t frighten you, then you should know about
A few weeks back, KenC mentioned Dan Carlin’s Hardcore History podcast and I listened to one (three hour) episode. It’s incredible! He takes a small slice of history and dives really deeply into it. The story he weaves is deep and really helps you understand all of the complicated forces that combined to shape the event.






Extended Warranties
The break even price of a warranty is equal to the cost of replacing the item times the percentage chance that you’ll need to replace the item. So if the product costs $100 and there’s a 20% chance that it will break, then you should buy the warranty if it’s less than $20. The trick is that it’s usually impossible to define the odds that you’ll need a warranty. There’s still a way to prove that it’s a bad deal though.
Think about the company offering the warranty to you. If they charge everyone less than that breakeven point, they’re going to go out of business. They need to make a profit so the warranty is almost ALWAYS going to cost more than that breakeven point. Therefore it’s a bad financial deal for you to buy it.
There are, however, some cases where warranties and insurance are a good thing. Those cases are generally when you do not have enough financial reserve to cover the replacement cost if the item is destroyed. Think about your house or your car. If you have $30K lying around to buy a new car, then you could technically get buy without insurance (though they’ve made insurance a legal requirement since almost no one has this kind of reserve available.)
So when you’re standing at the register and they offer you the extended warranty, know that it’s a bad deal and if you can envision paying that much money again to replace the product, do not buy the warranty. You’ll come out ahead in the long run even if you do have to pay full replacementreplacmenet value every once in a while.